CV

Research Interests

Household Finance, Banking, Nonprofit Organizations

Working Papers

“Consumer Finance Outcomes of Banking With Credit Unions,” R&R, Management Science.
Presentations: NBER Household Finance SI, European Finance Association, Midwestern Finance Association, Rand Corporation, Federal Reserve Bank of Boston, Federal Reserve Bank of Philadelphia, University of Chicago Booth School, University of Wisconsin, Global Financial Conference

“Unraveling Information Sharing in Consumer Credit Markets”
with Benedict Guttman-Kenney
Presentations: Consumer Financial Protection Bureau, Rice University, Universidad de Chile, University of Illinois at Urbana-Champaign, Vanderbilt University, Boston Area Finance Symposium, Midwest Finance Association, University of Edinburgh Credit Scoring, Credit Control Conference, Eastern Finance Association

“Non-Profits, Competition, and Risk Segmentation in Consumer Lending Markets,” Submitted
with David Stillerman and Jordan van Rijn
Presentations: International Industrial Organization Conference, Suffolk University, FDIC Bank Research Conference, UC-Boulder Consumer Financial Decision Making, Junior Household Finance Seminar, Chicago Booth Alumni Conference, Future of Financial Mutuals, Boca Finance and Real Estate Conference, American Economic Association Annual Conference

Work in Progress

“Employee Mission Orientation and Firm Performance”
with Vladimir Mukharlyamov

“Search Frictions in Consumer Lending: Broadband Expansion and Access to Credit”
with Jeremy Foltz, Vikas Gawai, and Jordan van Rijn

“The Long Shadow of Housing Shocks on Consumer Debt Behavior”
with Sharada Sridhar